Renovation Loans

A Handy Renovation Loan

The house is going to be the biggest ticket item you’ll probably ever buy in your life. It is also a place where you can call home, offering you a sense of achievement because it is all that you’ve worked for. Many Singaporeans make owning a home one of their lifelong dream. However, a house doesn’t come cheap. Buying a house is only the first step towards having a place of your own.

After spending so much on purchasing a house, you would have felt quite stretched out. However, this is a place where you will be spending a lot of time in. The prospect of creating a beautiful space for yourself is definitely justified and well-deserved. You should not feel daunted by the notion of remodelling or upgrading your house at any point in time.

Before you feel disheartened about not having enough to spruce up your house, you can consider taking up a renovation loan. Licensed money lenders offer short-term hire purchase loans which you can leverage on to solve your problem without having to dig into your savings.

Read More ▼

Renovation Loan

Key Benefits of Renovation Loans

There are many loans available for property owners to choose from in Singapore. But not all of these loans may serve your purpose nor will they be to the best of your interest. Identifying the correct loan to take is very important. A renovation loan will be most suitable for financing the upgrading of your house.
Some benefits of a renovation loan include:

Moneylender Singapore

Lower interest rates

Renovations loans are more cost-effective because these hire purchase loans are for a specific purpose. Unlike other loans such as personal loans which are more flexible in its usage, renovation loans can only be used for remodelling homes.

Money Lender Singapore


Renovation loans generally have longer loan tenures than personal loans, stretching up to a maximum of 5 years. In this way, loan instalments can be spread over a longer period, thereby lowering the monthly commitment that you need to make.

Renovation Loan

Boosting your home value

Applying for a renovation loan to carry out home upgrading can make your house more attractive to prospective buyers in the future, especially if the remake is done well. Buyers are often willing to pay more for a nicely refurbished home as compared to one which is in the original condition for the same location.


Renovation loans are commonly offered by licensed moneylenders in Singapore. With a wealth of experience and established track record built up over the years, we have an edge over other players in the industry. We are well-versed in structuring loans and will definitely be able to structure a loan to suit our meet our customers’ needs. Our other advantages include:

Moneylender Singapore

Legal and licensed

We are a fully licensed moneylender in Singapore. When you take a renovation loan with us, you can rest assured you are legally covered as our renovation loan facility is authorised by the Ministry of Law, and abides by the relevant authority’s guidelines and regulations.

Money Lender Singapore


We offer one of the lowest interest rate loan in Singapore. We make quick cash readily available for you to enable you to carry out your renovation within the timeframe you have planned.

Renovation Loan


We understand that you have renovation payment milestones to meet, hence we are committed to operate with quick approval process and turnaround time.

Moneylender Singapore


Our renovation loan packages are flexible and can be customised to accommodate your repayment schedule.

Money Lender Singapore Renovation Loan



To qualify for a renovation loan, you must be a Singapore citizen or permanent resident (PR) of Singapore who is at least 21 years old. You should receive a stable stream of income.

Once you have decided on your renovation loan quantum, you can then complete the renovation loan application online or call us at (65) 6281 7736 to fix an appointment for further discussion.

You will need to prepare the following documents to support your application: Renovation Loan

Submit your details and get your loan quote instantly