Bridging Loans

A Loan That Bridges Your Needs

Sometimes we experience a financing gap between the previous sales and the next purchase and may need a little help to bridge the gap, but only temporarily. Such short-term financing may be difficult to secure at short notice, given the long approval process of conventional financial institutions. Other times, your credit score may make you unqualified for short-term financing even if there are funds coming in soon.

It would be a pity to have to give up that dream home purchase just because you fail to secure short-term funding, knowing very well that you have the ability to afford it. In such cases, bridging loans can come in handy.

Bridging loans are short-term financing loans offered for transactions like property purchases. Licensed moneylenders provide bridging loans that serves as short-term housing loan to enable homeowners to purchase their dream homes even before their previous property sales are completed.

Bridging Loan

Key Benefits of Bridging Loans

The short-term loan answer to making your dream reality, bringing you one step closer to your goal. Bridging loans can be useful in resolving temporary cash needs.
Some benefits of bridging loans include:

Housing loan

Affordable short-term commitment

Bridging loans are only temporary loans for properties, hence it is not a long-term commitment. Both interest and principal amount would been paid by the end of the bridging loan term. You will not need to pay a regular amount for your bridging loan, but everything has to be cleared in full by the end of the financing period.

Bridging Loan

Quick financing

This is a viable solution that is available within the shortest period of time that provides financing for big ticket items like property loans. Before the previous housing loan is redeemed, bridging loans serves as a temporary loan for your next property.

Property loan

Grant more financial flexibility

Bridging loans grant individuals more financial flexibility to fund their investments without having to tighten their finances when they make a considerable purchase. Out-of-pocket funding can be reduced significantly as you wait for the sales proceeds of your previous investment to come in.

Housing loan

Interim alternative to mainstream financing

Bridging loans have faster loan approvals than mainstream financial institutions, hence for people who do not wish to wait for months to get a bank loan approval may consider getting a bridging loan in the interim from a licensed moneylender to fund their investments before settling on a more permanent financing option.


Getting a bridging loan may not be difficult but securing the best bridging loan that is suitable for you may not be so easy. Equipped with many years of experience in the financial loan industry, Capital Funds Investments is an established licensed moneylender with a strong track record of structuring loan solutions for our customers. Many of our customers have benefitted from our temporary loans for properties, you can too. Some of our bridging loan advantages are:

Bridging Loan

Legal and licensed

We are a fully licensed moneylender in Singapore. We are authorised by the Ministry of Law, and abides by the relevant authority’s Moneylenders Act.

Property loan

Fast approval

We have a fast approval turnaround because we understand the opportunity cost of time and want to help relieve your short-term urgency for funding. We can process your bridging loan application within 30 minutes and disburse the funds to you immediately upon approval.

Housing loan


We have established a sound track record of provided timely funding to our large base of satisfied customers. You can definitely depend on us to deliver the bridging loan solution to you within the stipulated timeframe.

Bridging Loan

Customised financial solutions

We understand that different people may have different needs, that is why we have a team of professional consultants to walk you through the bridging loan application process from the very beginning where we help you determine the amount that you may need to providing you with a tailored bridging loan solution that suits your situation.

Property loan

Flexible repayment options

Everybody have their own unique cashflow circumstances. We offer flexible repayment options during the bridging loan period to enable you to pursue the opportunity/ investment that you want, while remaining financially viable.

Housing loan Bridging Loan



To qualify for a bridging loan, you need to be 18 years old and above. Although we do not impose any minimum salary requirement, we do expect that you would have exercise your option to purchase (OTP) for the property of your choice.

Once you have determined the amount that you would need for a bridging loan, you can then start your temporary property loan application to bring you one step closer to your dream house. Apply online by completing our bridging loan application form or call us at (65) 6281 7736 to fix an appointment. Our team of financial specialists will be readily available to understand your needs and recommend a suitable bridging loan package tailored to your budget.

You will need to prepare the following documents to support your application: Temporary loan for property

Once you have submitted your application complete with all the necessary documents, we will proceed to verify your documents and process your application. Upon acceptance of the temporary loan for your property, you can then sign the bridging loan contract with us and gain access to funds that can finance your property loan instantly.

Submit your details and get your loan quote instantly