Articles

June 29, 2020

Debt Consultation Service

June 29, 2020

Debt Consultation Service

The cost of living in Singapore is not cheap. The exorbitantly high COE prices and housing loans is enough to put us in a debt-ridden state. The city we call 'home' is ranked top 5 year-on-year for having the most expensive cost of living. It goes without saying that one may fall into the inescapable realm of financial hardship, which could spiral into aggressive debt-collectors knocking on one’s door. Just like you, we understand the stressful predicament that financial difficulties can bring. Our years-and-years of handling customers on the edge of bankruptcy had provided us with multifarious perspectives of our customers' needs. Along with our proven track records and a professional team, we will formulate personalised options that will free you from outstanding debts, starting with a free consultation.

 

We provide free debt consultation

Already in debt? Fret not! Our certified professionals will be at your service, walking you through the step-by-step process of a debt management plan that is tailored just for you. From outstanding credit card payments that will make you pull your hair, to lofty medical bills or even student loans, we will give you a money talk and provide a robust call-to-action to protect you from legal actions.

Sounds too good to be true? Well, it is too good, and also true. Our reputation is backed by the Ministry of Law, indicating our trustworthiness in serving clients and propelling them into debt-free situations.  

For enquiries, contact us at +65 6281 7736 to set an appointment or reach out to our customer service department by filling the form 

             

We provide personalised methods to manage your debts

Mountains of unsecured debt from multiple sources may seem intimidating. Our debt consolidation plan entails a simple, yet comprehensive program that screams lower interest rates. Reiterating our mission statement, we will construct a responsible course of action that is both easy and flexible while accounting for the following factors:

Ease of mind: We will consolidate your debt payments owed by order of priority, and advice on the measures to prevent further accumulation of debt.

Lower interest rates: To eliminate the hassle of managing a myriad of unsecured loans/debts, our fuss-free debt consolidation program will be customised to suit your needs.

Catered for everyone: We understand the financial plight of our customers and strives to accommodate your debt complications regardless of your debt status.

Reliable call-to-action: We will craft out an action plan to address your debt issues directly.

Prevent bankruptcy at all cost

Do you remember the moment you applied for a credit card? It could be to enjoy the benefits of cashback, garner reward points for external perks, or to build up your credit to obtain future loans. These yearnings and aspirations could go down the drain without an appropriate debt management plan. In the worst-case scenario, you could be subjected to bankruptcy proceedings from a creditor. From being in a dire situation, having the degrading title of bankruptcy tied to your name would prompt additional expenses incurred from legal and filing fees. All your beloved assets will be liquidated to repay the exorbitant debt amount. It is an unsettling situation that all of us are too familiar with, given our experience in the licensed money lending industry.

Our debt consolidation loan prevent an unfavourable situation such as above, by issuing concrete measures to ensure that you stay financially afloat. By comprehending your debt condition through an in-depth approach, we will keep the option of bankruptcy at bay, shielding you from facing the final straw. Not just that, but we will exert all necessary resources to save your credit score from being scarred.

 

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May 26, 2020

Licensed Moneylender Singapore

May 26, 2020

Licensed Moneylender Singapore

As we welcomed 2020, many of you have probably written some new year resolutions to start the new decade properly. One of the top considerations usually has something to do with better managing expenses.

But that can be hard to do, especially if credit cards are involved for virtually every expense. However, with conscious effort and a good understanding of your spending habits, curbing credit card overspending is manageable.

Here are some tips to get you on the right track.

1. Revisit financial goals

Before pulling out your credit card, ask yourself if you really need to spend on a particular item. Then take a step back to see the bigger picture, how does this expense help you achieve your overall financial goals?

Constantly revisiting the goals you set, whether as a new year’s resolution or a monthly commitment, helps you see expenses from a better perspective.

For instance, if one of your overall goals is to qualify for a business loan from a legal money lender in Singapore, it would be in your best interest to build a better credit score by avoiding unnecessary credit card expenses.

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